TheLowQuote.com is NOT a Mortgage Broker nor a Direct Lender. The Low Quote.com
is a FREE SERVICE offered to consumers seeking information relevant to
their current financial situation. We simply match the consumer(s) up with the
best lenders and
loan products based on their current needs. TheLowQuote.com does not recommend
nor endorse any loan product(s) or Mortgage Company.
We are a FREE informational portal, where the borrower or potential
borrowers have the ability to come and fill out a lead submission to be
contacted by a Mortgage Broker or a Mortgage Lender for more information. This
communication will be done via Email, Phone or US Mail. THIS IS NOT A MORTGAGE
APPLICATION (1003) nor will your credit report be affected by TheLowQuote.com.
Thank you
The Staff of TheLowQuote.com
If you have further questions please feel free to contact us at
info@thelowquote.com
Privacy Policy Effective 10-06-2005
Thank you for visiting our site. This page will comprehensively
outline our purpose and detail your privacy as a consumer. Please know that
your privacy is our priority and we have implemented state-of-the-art software
with advanced security that has protected the thousands of homeowners that have
applied with us. We do recognize that the information that you have provided is
your personal information and is only intended for home financing purposes.
It is our goal to ensure your information is used for these purposes.
We are a free mortgage service that connects consumers with lenders. We
participate in a network of over 500 hundred mortgage lenders and banks
nationwide which provide a variety of financing programs. The purpose of our
service is to steer consumers in the direction of mortgage lenders, without
having to shop around for a home loan with no knowledge of where to go. We
strive to connect you with up to 3 lenders who desire to compete for your loan
and provide you with the service you are looking for.
We DO NOT sell your information to any other party except to a mortgage lender,
bank or related affiliate or relevant 3rd party. Our company does not sell your
email address to other companies, thus keeping your information for connecting
you with one of our associated lenders. Our company does not pull a credit
report on you but leaves that as the responsibility of the lender.
When collecting data from consumers we know that personal information should be
respected and not provided to the public. When you click on the "submit" button
after completing our survey regarding your personal and financial information,
your information is transmitted directly into our database, which then relays
the data to selected lenders that have asked for your type of loan. This is
done within 48 hours in most cases. The lenders then make every effort to
contact you via phone, email, mail and other necessary contact approaches.
Please note that your information is inputted by you voluntarily and for the
purposes of obtaining a home loan.
The advanced software we use monitors your information 24 hours a day. It is our
intention to secure the data from any potential hackers, or any other party who
wishes to pirate our database. The data has limited exposure to the internet
and is primarily stored in our off-line database which retrieves the data from
the on-line database, which is when you submit your information. Thus, it is
our intention to move the data to our off-line database as quickly as possible.
What type of information does this web site collect? This web site gathers
customer information needed to provide superior service, communicate offers on
merchandise and services which we believe will be of interest to you, and to
administer our business. In order to best serve you, we may gather information
from you in a few instances. First, when you visit our site, we may collect
non-personally identifiable information from you. Through the use of computer
"cookies" we collect data, such as your IP address, browser type, domain name,
and specific web pages through which you click. This data is collected
automatically and utilized in aggregate to help us look for trends so that we
can improve our website and your overall experience. Second, we may ask you to
voluntarily provide information in a few circumstances like on our sign up page
etc. When you sign up with us, we will ask you to voluntarily provide certain
personally identifiable information such as: your name, address, city, state,
zip, phone number(s), preferred call time, email address, co-applicant's
name/email, loan amount/type desired, property information (type, value,
purchase price/date), mortgage balance/rate/type, monthly payments, number of
late payments, number of payments behind, amount behind on payments, credit
rating, employer, number of years employed, income, total debt, if you're about
to close with a lender, and when you last financed. We need this information to
process and fulfill orders and notify. Other examples of when we may ask you to
voluntarily provide personally identifiable information include if you
subscribe to our email program (information such as your name and e-mail
address), choose to provide us preference information (such as interests,
product preferences, and items purchased), or when you enter one of our
promotions (information such as name, address and telephone number).
Thank you again for taking the time to apply with us and for reading this
policy. We hope the lender you choose through our service will provide you with
the loan you are looking for with the service you deserve.
By submitting this form you are consenting to contact from mortgage lenders, either
by telephone or email even if you are listed on a National Do Not Call Registry.
The Low Quote
6789 Quail Hill Pkwy Suite 406
Irvine, CA 92603
At The Low Quote we would like to give you the opportunity to Opt Out of any
future communication.
The Low Quote offers options for removing your information from our database in
order to not receive any future communication or our free service.
The Following Options Are Available:
You may send an e-mail to optout@TheLowQuote.com
You may also mail your request to us at:
6789 Quail Hill Pkwy Suite 406
Irvine, CA 92603
You may also phone a request to 1-888-570-9256
E-mail addresses and phone numbers received in an opt-out request will be added
to our internal Do-Not-Contact registry within ten (10) Business days following
receipt.